In a recent Total Retail article, LegitScript SVP of Product & Strategy Dan Frechtling says payments leaders will need “hybrid AI” in 2026, pairing automation with human-in-the-loop oversight, as AI-driven commerce accelerates and introduces new fraud and compliance pressures. He states that compliance intelligence must move upstream into underwriting and continuous monitoring, especially as agentic commerce grows, with emerging “know-your-agent” safeguards helping platforms verify intent and protect trust.
